Goated vs Stake 2026: Bonus, KYC and Payments Compared

Each fact below comes from a dated source. An unknown fact stays unknown, and no score combines the facts.

Data maintained and reviewed by RTP Ledger Editorial MethodologyLast reviewed 2026-10-24

The checked sources disagree most clearly on operator and domain, licence, restricted countries and kyc (identity check) triggers between Goated and Stake (2 more documented differences in the decision summary). Fields without a dated value stay unknown rather than assumed equal.

Decision summary

Each cell copies one dated record from the review. “Unknown” means that no dated source confirms the fact.

Fact	Goated	Stake
Operator and domain	Mirai Kaze Ltd · goated.comConfirmed· Oct 24, 2026Goated review	Medium Rare N.V. · stake.comConfirmed· Aug 2, 2026Stake review
Licence	Anjouan licenceConfirmed· Oct 24, 2026Goated review	Curaçao licence. Two published sources disagree on its details.Sources disagree· Sep 13, 2026Stake review
Restricted countries	No enumerated country list; the terms bar jurisdictions where the service is restricted, unlicensed or under sanctions, and bar VPN or proxy use; the AML policy names Iran, Cuba, North Korea, Syria and Crimea as geo-blocked sanctioned regionsConfirmed· Oct 24, 2026Goated review	45 prohibited jurisdictions in the global stake.com terms; regional carve-outs require market-level readingConfirmed· Aug 1, 2026Stake review
KYC (identity check) triggers	KYC documents can be requested at any time; withdrawals need Account Verification Level 1; a risk-based withdrawal threshold can suspend withdrawals until due diligence ends; enhanced due diligence can ask for ID documents and source of fundsConfirmed· Oct 24, 2026Goated review	Additional KYC may be requested; published source-of-income document classes existConfirmed· Aug 2, 2026Stake review
Crypto assets and networks	8 assets: BTC, ETH, LTC, SOL, TRX, USDC and 2 more. No dated source names a network.Dated record· Sep 13, 2026Goated review	9 assets: BTC (Bitcoin), DOGE (Dogecoin), ETH (ERC-20, BEP-20), LTC (Litecoin), SOL (Solana), TRX (TRC-20) and 3 more. A network is named for 9 of 9 assets.Dated record· Sep 13, 2026Stake review
Deposit minimum and fees	Deposits under $0.01 are not recorded; a deposit address works only on the network it was issued for; funds credit on network confirmation; a deposit to an account under review is heldConfirmed· Oct 24, 2026Goated review	UnknownUnknown· Aug 2, 2026Stake review
Withdrawal limits and fees	Crypto only; each deposit wagered once first; Account Verification Level 1 and a 2FA code required; no minimum above the network fee, which is charged on top; most withdrawals leave in 1-2 minutes, large ones in up to 2 hours, security checks usually up to 12 hours and rarely 24Confirmed· Oct 24, 2026Goated review	100% deposit turnover; live minimum; discretionary fee; additional KYC possibleConfirmed· Aug 1, 2026Stake review
Bonus wagering requirement	35x the deposit plus bonusDated record· Nov 3, 2026Goated review	UnknownUnknown· Nov 3, 2026Stake review
Bonus expiry	UnknownUnknown· Nov 3, 2026Goated review	UnknownUnknown· Nov 3, 2026Stake review
RTP Ledger cashout test	Not tested by RTP LedgerUnknown· Oct 24, 2026Goated review	Not tested by RTP LedgerUnknown· Aug 1, 2026Stake review

Research coverage

Coverage counts the review areas that contain a claim with a dated source. It is not a rating of the casino.

Goated

goated.com

Review coverage16 of 20 areas

Areas tested by RTP Ledger: 0
Last checked: Oct 24, 2026

Read the Goated review

Stake

stake.com

Review coverage16 of 20 areas

Areas tested by RTP Ledger: 0
Last checked: Sep 13, 2026

Read the Stake review

Welcome offer

Goated

100% First Deposit Bonus up to $1,000

Operator source · checked Nov 3, 2026 · Full terms

Stake

Welcome Offer: rakeback of 3.5% of the house edge

Operator source · checked Nov 3, 2026 · Full terms

The checked sources confirm the welcome offer of Goated and Stake today.

Key areas side by side

The seven areas to check first before a deposit, with the status and the last check date.

Area	Goated	Stake
Licence	Partial evidenceOct 24, 2026	DocumentedSep 13, 2026
Payment methods	DocumentedOct 24, 2026	DocumentedAug 2, 2026
Deposit terms	DocumentedOct 24, 2026	Partial evidenceAug 2, 2026
Withdrawal terms	Partial evidenceOct 24, 2026	Partial evidenceAug 1, 2026
Bonus terms	Partial evidenceOct 24, 2026	Partial evidenceAug 2, 2026
KYC and verification	Partial evidenceOct 24, 2026	Partial evidenceAug 2, 2026
Cashout test	Partial evidence	Partial evidence

All 20 review areas

Each cell shows the status, a summary and the dated sources for one casino.

Review area	Goated	Stake
01Legal operator identity	Documented Section 1 of the terms names Mirai Kaze Ltd, registration number 16180, as the operator of Goated. The registered address is in Hamchako, Mutsamudu, Anjouan, Union of Comoros. The AML policy, the privacy policy and the footer name the same company. The Anjouan licence register names Mirai Kaze Ltd for goated.com. The terms choose the laws and courts of Belize in section 12. Checked Oct 24, 2026Goated terms of service ↗Goated AML policy ↗Goated privacy policy ↗Anjouan Gaming public licence register (anjouangaming.com) ↗	Documented The operator and regulator records bind Medium Rare N.V. to stake.com. Checked Aug 2, 2026Curaçao Gaming Authority certificate ↗Stake terms ↗
02Licence and domain coverage	Partial evidence The footer and section 1 of the AML policy state licence ALSI-202411063-FI2 from the Government of the Autonomous Island of Anjouan, Union of Comoros. The public licence register at anjouangaming.com lists the same number for Mirai Kaze Ltd and goated.com. The register shows status valid, type B2C, issue date 2024-11-04 and expiry date 2027-11-03. The footer has no seal link to a validation page. Coverage gaps: licence status. Checked Oct 24, 2026Anjouan Gaming public licence register (anjouangaming.com) ↗Goated terms of service ↗Goated AML policy ↗	Documented The regulator certificate listed the covered domain, licensee, number and active status. The Curaçao Gaming Control Board's bulk licence registry PDF is dated 2026-09-10. The registry PDF lists the same licence number and Medium Rare N.V., company number 145353. The registry PDF gives an issued date of 9 December 2025 and an expiry date of 9 June 2026. The registry PDF gives a different status: "Assessment in progress". RTP Ledger does not resolve this discrepancy between the two regulator-published sources. Checked Sep 13, 2026Curaçao Gaming Authority certificate ↗Stake terms ↗Curaçao Gaming Control Board online gaming licence registry (bulk PDF, snapshot 2026-09-10) ↗
03Country restrictions	Partial evidence Terms clause 7.3 bars any jurisdiction where the service is restricted by law, needs a licence that Goated does not hold, or is under sanctions. Clause 7.4 treats VPN or proxy use to hide a location as a breach. The terms name no country. The AML policy states that Goated geo-blocks sanctioned jurisdictions by IP address. It names Iran, Cuba, North Korea, Syria and the Crimean region of Ukraine. No checked page gives a complete list of restricted markets. Coverage gaps: restricted-country list. Checked Oct 24, 2026Goated terms of service ↗Goated AML policy ↗	Documented The global terms enumerate 45 prohibited jurisdictions and prohibit VPN or proxy location manipulation; a named region is not silently expanded to an entire country. Checked Aug 1, 2026Stake terms ↗
04Account journey and closure	Partial evidence Terms clause 2.1 makes use of the website an acceptance of the terms. Clause 3.1 requires the mandatory registration data and any KYC that Goated asks for. Clause 3.2 bars players under 18. Clause 3.4 limits accounts to one per person, household, IP address, device or wallet. The self-exclusion help article states that full account deletion is not possible because of legal and compliance duties. It offers self-exclusion as the alternative, and a permanent exclusion makes the account unrecoverable. Terms clause 3.7 lets Goated close an account with no login, bet, deposit or withdrawal for 12 months. Clause 4.10 sends fund recovery from a closed account to in-platform chat. Coverage gaps: observed verification journey. Checked Oct 24, 2026Goated terms of service ↗Goated help centre: Responsible Gaming, Self Exclusion & Account Closure ↗	Partial evidence The public terms state the age condition and contractual registration step. Coverage gaps: observed verification journey, observed account-closure journey. Checked Aug 1, 2026Stake terms ↗
05Payment catalogue	Documented The deposits and withdrawals article lists nine deposit assets with their networks. USDC runs on Ethereum, Solana and BNB Smart Chain. USDT runs on Ethereum, Solana, Tron and BNB Smart Chain. BTC, ETH, SOL, XRP, TRX, LTC and BNB run on their own chains, and XRP needs a destination tag. A player can buy crypto by card or bank transfer through the Onramper partner. The withdrawal article states that withdrawals are in crypto only. Checked Oct 24, 2026Goated help centre: Deposits and withdrawals on Goated ↗Goated help centre: Where is my withdrawal? ↗	Documented 9 payments.asset_withdrawal_table records cover BTC, DOGE, ETH, LTC, SOL, TRX, USDC, USDT, XRP. Each record follows the same documented pattern: BTC appears in Stake's public asset-level withdrawal table. The source does not bind the row to a specific network, so RTP Ledger does not treat it as an exact route claim. 17 payment route list records cover BTC on Bitcoin, DOGE on Dogecoin, ETH on ERC-20, ETH on BEP-20, LTC on Litecoin, SOL on Solana, TRX on TRC-20, USDC on ERC-20, USDC on BEP-20, USDC on Polygon, USDC on Solana, USDT on ERC-20, USDT on BEP-20, USDT on Polygon, USDT on TRC-20, USDT on Solana, XRP on XRP Ledger. Each record follows the same documented pattern: BTC and Bitcoin appear together in Stake's accepted-networks table for deposits. RTP Ledger does not transfer asset-level withdrawal minimums or fees onto this route. Checked Aug 2, 2026Stake crypto withdrawal limits ↗Stake accepted blockchain networks ↗
06Deposit terms	Documented The deposits article states that each account gets a permanent deposit address for each network. An address works only on the network it was issued for. The balance updates when the network confirms the transfer. Deposits worth less than $0.01 are not recorded. A deposit to an account under review is held until support releases or refunds it. Terms clause 4.5 states that payment methods can carry extra fees. Checked Oct 24, 2026Goated help centre: Deposits and withdrawals on Goated ↗Goated terms of service ↗	Partial evidence RTP Ledger checked the public crypto withdrawal table, but it does not establish exact deposit-route terms. Deposit minimums, fees, confirmation requirements and crediting stages remain unknown. Coverage gaps: deposit route terms. Checked Aug 2, 2026Stake crypto withdrawal limits ↗
07Withdrawal terms	Partial evidence The withdrawal article requires 1x wagering of each deposit, Account Verification Level 1 and a 2FA code. No withdrawal is possible while a deposit bonus rollover is active. There is no minimum, but the amount must exceed the network fee, which comes from the balance on top. Most withdrawals reach the network in a minute or two. Large ones take up to 2 hours, and security checks usually take up to 12 hours. The wager requirement article repeats the 100% deposit wagering rule. RTP Ledger has not observed a withdrawal on goated.com. Processing time and effective fees are not established. Coverage gaps: first-party withdrawal processing observation. Checked Oct 24, 2026Goated help centre: Where is my withdrawal? ↗Goated help centre: Coin Mixing / Withdrawal Wager Requirement ↗	Partial evidence The public terms describe four material withdrawal conditions but do not provide an observed processing time. Coverage gaps: first-party withdrawal processing observation. Checked Aug 1, 2026Stake terms ↗
08Bonus terms	Partial evidence The first deposit bonus article offers a 100% match up to $1,000 on the first deposit, from a $20 minimum. Rollover is 35 times the deposit plus the bonus. Each bet counts as the wager times the game edge divided by 0.04, and sportsbook wagers do not count. The maximum bet is $10. Withdrawals, vaulting and tips stop in every currency until the bonus ends. The bonus ends when rollover completes or the balance falls below one cent. The article states no time limit for rollover. Coverage gaps: bonus eligibility and expiry. Checked Oct 24, 2026Goated help centre: 100% First Deposit Bonus up to $1,000 USD ↗	Partial evidence Stake publishes that a valid affiliate code entered within 24 hours unlocks rakeback equal to 3.5% of house edge. RTP Ledger does not infer a fixed deposit-match amount, wagering requirement or account-specific eligibility. Coverage gaps: bonus eligibility and expiry. Checked Aug 2, 2026Stake welcome-offer guide ↗
09KYC and source-of-funds process	Partial evidence Terms clause 5.1 lets Goated ask for KYC documents at any time and restrict withdrawals until it completes verification. The withdrawal article requires Account Verification Level 1 before a withdrawal. The AML policy can suspend withdrawals at a threshold set by the account risk profile. Enhanced due diligence can ask for full name, date of birth, citizenship, address, ID documents and source of funds. No checked page states the threshold amount or describes the verification levels. RTP Ledger has not run a test account on goated.com. The stage where verification is requested in practice is not established. Coverage gaps: observed KYC trigger and stage. Checked Oct 24, 2026Goated terms of service ↗Goated help centre: Where is my withdrawal? ↗Goated AML policy ↗	Partial evidence Published records support possible withdrawal KYC and a detailed source-of-income document list, not the trigger timing for a specific account. Coverage gaps: observed KYC trigger and stage. Checked Aug 2, 2026Stake terms ↗Stake source-of-income guide ↗
10Responsible-gambling controls	Partial evidence The responsible gaming page and the help article offer a 24-hour self-exclusion from account settings. Through support, a player can ask for 7, 15, 30 or 90 days or a permanent exclusion. Rewards can be claimed only in the first 24 hours of an exclusion. A permanent exclusion makes the account unrecoverable. The responsible gaming page and the self-exclusion article describe exclusion and timeouts only. Neither page describes a deposit, loss or wager limit tool. RTP Ledger records limit tools as unknown until a page or an account test shows them. Coverage gaps: loss and wager limit tools. Checked Oct 24, 2026Goated responsible gaming page ↗Goated help centre: Responsible Gaming, Self Exclusion & Account Closure ↗	Documented The help centre publishes loss and wager limits plus a delay before an increase takes effect. The help centre publishes both indefinite self-exclusion and shorter break-in-play options. Checked Aug 2, 2026Stake gambling limits ↗Stake self-exclusion ↗Stake break in play ↗
11RTP Ledger cashout test	Partial evidence RTP Ledger has not withdrawn funds from a goated.com test account. Cashout speed and fees are not observed. Coverage gaps: first-party cashout test. No dated source	Partial evidence RTP Ledger has not registered a completed Stake cashout observation. Published withdrawal rules are not a substitute for a first-party cashout test. Coverage gaps: first-party cashout test. No dated source
12Complaint handling	Partial evidence Section 16 of the terms sends complaints to customer support through in-platform chat. The terms publish no escalation step, response time or external dispute body. Section 12 gives the courts of Belize exclusive jurisdiction. Coverage gaps: attributable complaint cases. Checked Oct 24, 2026Goated terms of service ↗	Not checked Complaint handling and resolution outcomes are not checked in a dated source record. No dated source
13Ownership and related brands	Not checked Parent, sister-brand and material operating relationships are not checked. No dated source	Partial evidence The terms call both payment-processing companies wholly owned subsidiaries. Coverage gaps: parent/legal-group relationship, related-brand relationship. Checked Aug 1, 2026Stake terms ↗
14Game catalogue and RTP evidence	Not checked Casino-specific game availability and deployed RTP evidence are not checked. No dated source	Documented The public Stake Engine catalogue lists game, RTP and event-count records for each mode. RTP Ledger has no permanent archived copy of the catalogue. RTP Ledger does not infer account-specific availability from the catalogue. Checked Aug 1, 2026Stake Engine catalogue ↗
15Fairness and verification	Partial evidence The provably fair page states that each result comes from a server game seed, a client seed and a cryptographic nonce. A player can check the seeds and nonce of a bet on the verify page. The responsible gaming page states that all games are provably fair. The checked text does not separate in-house games from third-party games. RTP Ledger has not reproduced a Goated bet with the published verification method. Independent confirmation of a real result is not established. Coverage gaps: reproduced account-bet verification. Checked Oct 24, 2026Goated provably fair page ↗Goated responsible gaming page ↗	Partial evidence Stake publishes the algorithm and inputs for supported verifiable bets. Coverage gaps: reproduced account-bet verification. Checked Aug 1, 2026Stake provably-fair implementation ↗
16Account and withdrawal security	Partial evidence The 2FA article explains how to enable an authenticator app after an email verification code. Once enabled, 2FA is required for all logins, withdrawals and tips. The withdrawal article states that every withdrawal needs a 2FA code. A player who loses the 2FA method can lose access to the account. Coverage gaps: withdrawal re-verification, recovery and session controls. Checked Oct 24, 2026Goated help centre: How to set up Two-Factor Authentication (2FA) ↗Goated help centre: Where is my withdrawal? ↗	Partial evidence The help centre documents 2FA coverage and activation. The help centre documents an extra withdrawal authentication step for supported social logins. Coverage gaps: recovery and session controls. Checked Aug 1, 2026Stake 2FA guide ↗Stake withdrawal OAuth guide ↗
17Support and escalation	Partial evidence The terms send account issues and complaints to in-platform chat support. The VIP page states that Goated offers 24/7 customer support. No checked page publishes a support email address. RTP Ledger has not timed a support request on goated.com. Response times are not established. Coverage gaps: timestamped support-response test. Checked Oct 24, 2026Goated terms of service ↗Goated VIP program page ↗	Partial evidence The terms publish the channels and stated availability, not observed response quality. Coverage gaps: timestamped support-response test. Checked Aug 1, 2026Stake terms ↗
18Product and user experience	Not checked Product catalogue, devices and observed usability defects are not checked. No dated source	Not checked Product catalogue, devices and observed usability defects are not checked. No dated source
19VIP and loyalty mechanics	Partial evidence The VIP overview lists nine ranks from Copper at 0 XP to Diamond at 20,000,000 XP. Instant rakeback and the weekly bonus start at Bronze, the monthly bonus at Silver and lossback at Gold. The daily bonus must be claimed within 24 hours. The weekly bonus must be claimed by Wednesday 23:59 UTC and the monthly bonus by the 14th. The first deposit bonus article halves VIP rewards during rollover. No checked page states the reward rates. Coverage gaps: effective VIP value and expiry. Checked Oct 24, 2026Goated help centre: VIP Program Overview ↗Goated VIP program page ↗Goated help centre: 100% First Deposit Bonus up to $1,000 USD ↗	Partial evidence The help centre names recurring promotion and loyalty mechanisms without proving account-specific value. Coverage gaps: effective VIP value and expiry. Checked Aug 1, 2026Stake promotions guide ↗
20Privacy and data rights	Partial evidence The privacy policy names Mirai Kaze Ltd as the operator of Goated. Registration collects name, date of birth and country. Section 2 lists the lawful bases for processing. Section 5 lets external marketing partners process data with consent or another lawful basis. The AML policy adds wallet address and address to the KYC data. Section 4 of the privacy policy sends correction and deletion requests to in-platform chat. Legal duties or technical limits can delay a deletion. Data is kept while the player is a customer, then for the minimum time the policy and the law require. The self-exclusion help article states that full account deletion is not possible. Coverage gaps: category-level retention schedule. Checked Oct 24, 2026Goated privacy policy ↗Goated AML policy ↗Goated help centre: Responsible Gaming, Self Exclusion & Account Closure ↗	Partial evidence The policy covers the main data lifecycle but does not publish a fixed duration for every category. The help centre distinguishes account closure from complete deletion. Coverage gaps: category-level retention schedule. Checked Aug 1, 2026Stake privacy policy ↗Stake account deletion guide ↗

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Goated

goated.com

Referral codeRTPBOSS

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Stake

stake.com

Referral codeSAVE5

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How the casino comparison works

On 2026-10-24, Goated has 16 areas with source support. Stake has 16. These totals measure current RTP Ledger research coverage. They do not measure casino safety or service quality.

A source link supports only the scope stated in its cell. Published rules are not an RTP Ledger account test. An area without a dated source remains unresearched.

Current cashout test status, taken from each review:

Goated: partial evidence; 0 dated sources; no dated check.
Stake: partial evidence; 0 dated sources; no dated check.

The comparison does not infer a completed account test from operator terms or from another review area.

For an asset and network view, use the money hub. For the full rules, read the casino review methodology.

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