What a Curaçao licence actually covers
Several casinos in the RTP Ledger research records state that they have a Curaçao or Anjouan licence. This guide explains the current Curaçao rules. It also explains how to verify the licensed company and domain.
What the licence requires
The National Ordinance on Games of Chance (LOK) took effect on 24 December 2024. The Curaçao Gaming Authority (CGA) now issues licences directly. Its rules cover local establishment, management, integrity checks, financial checks, identity controls, game testing, complaints, and dispute resolution.
Current indefinite-term licence conditions require enough funds to pay expected prizes. They also require player funds to be held in a separate account. Licence class and transitional status can change the exact conditions. Verify the company and approved domain in the official CGA portal.
How complaints work
Current indefinite-term licence conditions require a published complaint process. A player can escalate an unresolved dispute to a CGA-approved alternative dispute resolution provider. The licence conditions also recognize the jurisdiction of Curaçao courts. The Curaçao licence conditions require operators to report complaint and dispute data to the CGA.
The CGA supervises licence compliance. The published framework does not make the CGA the decision-maker for each payment dispute. Read the operator's complaint terms before you deposit. Confirm the named dispute provider and any time limit for a complaint.
Anjouan uses a separate licence system
The Anjouan authority publishes separate licence conditions, complaint rules, and a public register. Read our Anjouan licence guide.
Comparison with a UK licence
A UK Gambling Commission licensee must offer free independent dispute resolution when its complaint process does not resolve a dispute within eight weeks. UK operator terms cannot restrict a player's right to bring court proceedings. UK licence rules also require operators to disclose the level of protection for player funds.
Curaçao now requires a complaint process, approved dispute resolution, and separate player funds for indefinite-term licensees. The two regimes still have different laws, public records, and enforcement systems. Verify the exact licence conditions instead of using the country name as a safety score.
Before you deposit
- Open the licence seal and confirm the legal company and exact domain on the CGA certificate.
- Read the operator's complaint process and identify its approved dispute provider.
- Check withdrawal, identity, account suspension, and bonus terms before you send money.
- Confirm that the licence is current. A logo or copied seal is not enough.
- Do not treat a licence as a guarantee of service quality or payment in every dispute.
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