Rainbet vs Stake 2026: Bonus, KYC and Payments Compared

Each fact below comes from a dated source. An unknown fact stays unknown, and no score combines the facts.

Data maintained and reviewed by RTP Ledger Editorial MethodologyLast reviewed 2026-10-24

The checked sources disagree most clearly on operator and domain, licence, restricted countries and kyc (identity check) triggers between Rainbet and Stake (2 more documented differences in the decision summary). Fields without a dated value stay unknown rather than assumed equal.

Decision summary

Each cell copies one dated record from the review. “Unknown” means that no dated source confirms the fact.

Fact	Rainbet	Stake
Operator and domain	Rain Group Ltd · rainbet.comConfirmed· Oct 24, 2026Rainbet review	Medium Rare N.V. · stake.comConfirmed· Aug 2, 2026Stake review
Licence	Anjouan licenceConfirmed· Oct 24, 2026Rainbet review	Curaçao licence. Two published sources disagree on its details.Sources disagree· Sep 13, 2026Stake review
Restricted countries	Terms clause 4.1.3 names the United States, France, the Netherlands with Bonaire, Sint Eustatius, Saba, Aruba, Curaçao and Sint Maarten, Australia, Austria, Germany, the United Kingdom and Spain; the seal page lists Comoros as excluded, which the terms list omitsConfirmed· Oct 24, 2026Rainbet review	45 prohibited jurisdictions in the global stake.com terms; regional carve-outs require market-level readingConfirmed· Aug 1, 2026Stake review
KYC (identity check) triggers	The help centre states that crypto play and withdrawals need no KYC, Interac needs KYC Level 2; the terms let Rainbet ask for ID, a selfie with ID and a bank statement or utility bill at any time, restrict withdrawals if checks are not finished within 72 hours, and cap deposits at EUR 500 while review is pendingConfirmed· Oct 24, 2026Rainbet review	Additional KYC may be requested; published source-of-income document classes existConfirmed· Aug 2, 2026Stake review
Crypto assets and networks	8 assets: BTC, DOGE, ETH, LTC, SOL, TRX and 2 more. No dated source names a network.Dated record· Sep 13, 2026Rainbet review	9 assets: BTC (Bitcoin), DOGE (Dogecoin), ETH (ERC-20, BEP-20), LTC (Litecoin), SOL (Solana), TRX (TRC-20) and 3 more. A network is named for 9 of 9 assets.Dated record· Sep 13, 2026Stake review
Deposit minimum and fees	Each method and cryptocurrency has its own minimum, shown only in the cashier; Rainbet absorbs deposit transaction fees in most cases; deposits on an unsupported asset or network can be lost; each deposit must be wagered once before withdrawalConfirmed· Oct 24, 2026Rainbet review	UnknownUnknown· Aug 2, 2026Stake review
Withdrawal limits and fees	Minimum $15 per withdrawal; no withdrawal commission after the deposit is wagered once (twice with a promotion); processing in 5-15 minutes and 5-45 minutes for some crypto confirmations; a $50 cap on funds from welcome or promotional codesConfirmed· Oct 24, 2026Rainbet review	100% deposit turnover; live minimum; discretionary fee; additional KYC possibleConfirmed· Aug 1, 2026Stake review
Bonus wagering requirement	40xDated record· Nov 3, 2026Rainbet review	UnknownUnknown· Nov 3, 2026Stake review
Bonus expiry	UnknownUnknown· Nov 3, 2026Rainbet review	UnknownUnknown· Nov 3, 2026Stake review
RTP Ledger cashout test	Not tested by RTP LedgerUnknown· Oct 24, 2026Rainbet review	Not tested by RTP LedgerUnknown· Aug 1, 2026Stake review

Research coverage

Coverage counts the review areas that contain a claim with a dated source. It is not a rating of the casino.

Rainbet

rainbet.com

Review coverage15 of 20 areas

Areas tested by RTP Ledger: 0
Last checked: Oct 24, 2026

Read the Rainbet review

Stake

stake.com

Review coverage16 of 20 areas

Areas tested by RTP Ledger: 0
Last checked: Sep 13, 2026

Read the Stake review

Welcome offer

Rainbet

First Deposit Bonus (40x wager locked)

Operator source · checked Nov 3, 2026 · Full terms

Stake

Welcome Offer: rakeback of 3.5% of the house edge

Operator source · checked Nov 3, 2026 · Full terms

The checked sources confirm the welcome offer of Rainbet and Stake today.

Key areas side by side

The seven areas to check first before a deposit, with the status and the last check date.

Area	Rainbet	Stake
Licence	Partial evidenceOct 24, 2026	DocumentedSep 13, 2026
Payment methods	DocumentedOct 24, 2026	DocumentedAug 2, 2026
Deposit terms	DocumentedOct 24, 2026	Partial evidenceAug 2, 2026
Withdrawal terms	Partial evidenceOct 24, 2026	Partial evidenceAug 1, 2026
Bonus terms	Partial evidenceOct 24, 2026	Partial evidenceAug 2, 2026
KYC and verification	Partial evidenceOct 24, 2026	Partial evidenceAug 2, 2026
Cashout test	Partial evidence	Partial evidence

All 20 review areas

Each cell shows the status, a summary and the dated sources for one casino.

Review area	Rainbet	Stake
01Legal operator identity	Documented The terms introduction states that Rain Group Ltd owns the service. It gives Anjouan company number 16077 and an address in Hamchako, Mutsamudu, Anjouan. The footer names Rainbet as a brand of Rain Group Ltd. The licence seal validation page and the Anjouan licence register name the same company for rainbet.com. Checked Oct 24, 2026Rainbet terms and conditions ↗Anjouan licence seal validation page (verification.anjouangamingboard.org) ↗Anjouan Gaming public licence register (anjouangaming.com) ↗	Documented The operator and regulator records bind Medium Rare N.V. to stake.com. Checked Aug 2, 2026Curaçao Gaming Authority certificate ↗Stake terms ↗
02Licence and domain coverage	Partial evidence The terms state that Rain Group Ltd is licensed in Anjouan, without a licence number. The footer seal opens a validation page for rainbet.com. That page shows licence ALSI-152406029-FI2 from the Offshore Finance Authority of Anjouan and the status VALID. The public licence register at anjouangaming.com lists the same number for Rain Group Ltd. The register shows type B2C, issue date 2024-06-14 and expiry date 2027-06-13. Coverage gaps: licence status. Checked Oct 24, 2026Anjouan licence seal validation page (verification.anjouangamingboard.org) ↗Anjouan Gaming public licence register (anjouangaming.com) ↗Rainbet terms and conditions ↗	Documented The regulator certificate listed the covered domain, licensee, number and active status. The Curaçao Gaming Control Board's bulk licence registry PDF is dated 2026-09-10. The registry PDF lists the same licence number and Medium Rare N.V., company number 145353. The registry PDF gives an issued date of 9 December 2025 and an expiry date of 9 June 2026. The registry PDF gives a different status: "Assessment in progress". RTP Ledger does not resolve this discrepancy between the two regulator-published sources. Checked Sep 13, 2026Curaçao Gaming Authority certificate ↗Stake terms ↗Curaçao Gaming Control Board online gaming licence registry (bulk PDF, snapshot 2026-09-10) ↗
03Country restrictions	Documented Terms clause 4.1.3 bars residents of, and access from, the United States, France, Australia, Austria, Germany, the United Kingdom and Spain. The clause also bars the Netherlands with Bonaire, Sint Eustatius, Saba, Aruba, Curaçao and Sint Maarten. Clause 4.1.2 also bars any country that prohibits online gambling. The proof-of-residence list in clause 20.1 adds Cyprus. The licence seal page lists Comoros as excluded, and the terms list does not name Comoros. Checked Oct 24, 2026Rainbet terms and conditions ↗Anjouan licence seal validation page (verification.anjouangamingboard.org) ↗	Documented The global terms enumerate 45 prohibited jurisdictions and prohibit VPN or proxy location manipulation; a named region is not silently expanded to an entire country. Checked Aug 1, 2026Stake terms ↗
04Account journey and closure	Not checked Registration, verification stages, account currency and closure journey are not checked. No dated source	Partial evidence The public terms state the age condition and contractual registration step. Coverage gaps: observed verification journey, observed account-closure journey. Checked Aug 1, 2026Stake terms ↗
05Payment catalogue	Documented The crypto deposit article names Bitcoin, USDT and Ethereum as examples. It names TRC20, ERC20 and BEP20 as example networks and tells the player to match the network in the cashier. The KYC article names crypto, Interac and gift card transactions. The withdrawal time article also names AstroPay. No checked page gives a complete asset and network list. Checked Oct 24, 2026Rainbet help centre: How to Deposit Using Cryptocurrency on Rainbet ↗Rainbet help centre: KYC ↗Rainbet help centre: How much time does it take for a withdrawal? ↗	Documented 9 payments.asset_withdrawal_table records cover BTC, DOGE, ETH, LTC, SOL, TRX, USDC, USDT, XRP. Each record follows the same documented pattern: BTC appears in Stake's public asset-level withdrawal table. The source does not bind the row to a specific network, so RTP Ledger does not treat it as an exact route claim. 17 payment route list records cover BTC on Bitcoin, DOGE on Dogecoin, ETH on ERC-20, ETH on BEP-20, LTC on Litecoin, SOL on Solana, TRX on TRC-20, USDC on ERC-20, USDC on BEP-20, USDC on Polygon, USDC on Solana, USDT on ERC-20, USDT on BEP-20, USDT on Polygon, USDT on TRC-20, USDT on Solana, XRP on XRP Ledger. Each record follows the same documented pattern: BTC and Bitcoin appear together in Stake's accepted-networks table for deposits. RTP Ledger does not transfer asset-level withdrawal minimums or fees onto this route. Checked Aug 2, 2026Stake crypto withdrawal limits ↗Stake accepted blockchain networks ↗
06Deposit terms	Documented The minimum deposit article states that each method and each cryptocurrency has its own minimum, shown in the cashier. Terms clause 7.2 states that Rainbet absorbs deposit transaction fees in most cases. Clause 7.9 warns that a deposit on an unsupported cryptocurrency or network can be lost. The wager requirement article states that each deposit must be wagered once before withdrawal. Crypto deposits credit after blockchain confirmation. Checked Oct 24, 2026Rainbet help centre: Minimum Deposit Guidelines ↗Rainbet terms and conditions ↗Rainbet help centre: Wager Requirement for Deposits ↗Rainbet help centre: How to Deposit Using Cryptocurrency on Rainbet ↗	Partial evidence RTP Ledger checked the public crypto withdrawal table, but it does not establish exact deposit-route terms. Deposit minimums, fees, confirmation requirements and crediting stages remain unknown. Coverage gaps: deposit route terms. Checked Aug 2, 2026Stake crypto withdrawal limits ↗
07Withdrawal terms	Partial evidence Terms clause 8.1 sets a minimum withdrawal of $15 per transaction, except at account closure. Clause 8.2 charges no withdrawal commission after the deposit is wagered once, or twice with a promotion. Clause 8.7 puts a 1x wager lock on crypto deposits. Clause 9.2 caps withdrawals from welcome promotional codes at $50. The withdrawal time article states processing in 5-15 minutes and crypto confirmation in 5-45 minutes for some currencies. RTP Ledger has not observed a withdrawal on rainbet.com. Processing time and effective fees are not established. Coverage gaps: first-party withdrawal processing observation. Checked Oct 24, 2026Rainbet terms and conditions ↗Rainbet help centre: How much time does it take for a withdrawal? ↗Rainbet help centre: Wager Requirement for Deposits ↗	Partial evidence The public terms describe four material withdrawal conditions but do not provide an observed processing time. Coverage gaps: first-party withdrawal processing observation. Checked Aug 1, 2026Stake terms ↗
08Bonus terms	Partial evidence The first deposit article names one offer, the "40x Wager Locked" bonus, with free spins on Sweet Bonanza. Rollover is 40 times the deposit plus the bonus. Games over 97.4% RTP are disabled during rollover. The bonus terms article caps each bet at 1% of the deposit and applies to the first deposit only. Terms clause 9.2 caps withdrawals from welcome promo codes at $50. No checked page states the match percentage, the maximum bonus or an expiry. Coverage gaps: bonus eligibility and expiry. Checked Oct 24, 2026Rainbet help centre: First Deposit Promotion ↗Rainbet help centre: Deposit Bonus Terms and Conditions ↗Rainbet terms and conditions ↗	Partial evidence Stake publishes that a valid affiliate code entered within 24 hours unlocks rakeback equal to 3.5% of house edge. RTP Ledger does not infer a fixed deposit-match amount, wagering requirement or account-specific eligibility. Coverage gaps: bonus eligibility and expiry. Checked Aug 2, 2026Stake welcome-offer guide ↗
09KYC and source-of-funds process	Partial evidence The KYC help article states that crypto transactions need no KYC to play or withdraw. Interac transactions need KYC Level 2. Terms clause 20.1 lets Rainbet ask for KYC documents at any time. The listed documents are a photo ID, a selfie with the ID and a bank statement or utility bill. Clause 20.1 restricts withdrawals if verification is not complete within 72 hours. It also caps deposits at EUR 500 and blocks withdrawals while documents are under review. The help article and the terms describe different verification journeys. RTP Ledger has not run a test account on rainbet.com. The stage where verification is requested in practice is not established. Coverage gaps: observed KYC trigger and stage. Checked Oct 24, 2026Rainbet help centre: KYC ↗Rainbet terms and conditions ↗	Partial evidence Published records support possible withdrawal KYC and a detailed source-of-income document list, not the trigger timing for a specific account. Coverage gaps: observed KYC trigger and stage. Checked Aug 2, 2026Stake terms ↗Stake source-of-income guide ↗
10Responsible-gambling controls	Documented The loss limits article offers loss limits over daily, weekly or monthly periods. The system calculates them on a rolling look-back over net losses. The deposit limits article states that Rainbet does not currently offer deposit limits. Section 6 of the responsible gambling policy offers cool-off periods that block bets for the chosen period. Terms clauses 6.9 and 6.11 describe a 24-hour cooldown, accepted by email, before the player chooses an exclusion period. Self-exclusion cannot be reversed. The help article and section 8 of the responsible gambling policy require a 90-day exclusion before support can close an account permanently. No checked page lists the exclusion periods that the email offers. Checked Oct 24, 2026Rainbet help centre: Introducing Direct Loss Limits at Rainbet ↗Rainbet help centre: Deposit Limits ↗Rainbet responsible gambling policy ↗Rainbet terms and conditions ↗Rainbet help centre: How can I self-exclude? ↗	Documented The help centre publishes loss and wager limits plus a delay before an increase takes effect. The help centre publishes both indefinite self-exclusion and shorter break-in-play options. Checked Aug 2, 2026Stake gambling limits ↗Stake self-exclusion ↗Stake break in play ↗
11RTP Ledger cashout test	Partial evidence RTP Ledger has not withdrawn funds from a rainbet.com test account. Cashout speed and fees are not observed. Coverage gaps: first-party cashout test. No dated source	Partial evidence RTP Ledger has not registered a completed Stake cashout observation. Published withdrawal rules are not a substitute for a first-party cashout test. Coverage gaps: first-party cashout test. No dated source
12Complaint handling	Partial evidence The complaints policy accepts complaints at complaints@rainbet.com or through the contact form. It promises acknowledgement within 2 business days and a first response within 10 business days. Escalated cases can take up to 30 days. Terms clause 21.4 requires bet disputes within 3 days of settlement. Discrepancy: clause 21.6 names Gaming Services Provider N.V. as the licensing body for complaints. The licence on the seal page and the register is from Anjouan. Coverage gaps: attributable complaint cases. Checked Oct 24, 2026Rainbet complaints policy ↗Rainbet terms and conditions ↗	Not checked Complaint handling and resolution outcomes are not checked in a dated source record. No dated source
13Ownership and related brands	Not checked Parent, sister-brand and material operating relationships are not checked. No dated source	Partial evidence The terms call both payment-processing companies wholly owned subsidiaries. Coverage gaps: parent/legal-group relationship, related-brand relationship. Checked Aug 1, 2026Stake terms ↗
14Game catalogue and RTP evidence	Partial evidence The first deposit article states that games over 97.4% RTP are disabled during bonus rollover. The help article on Return to Player returned only a Cloudflare browser check on 2026-10-24, so its text was not read. No checked page publishes an RTP figure for each game. Coverage gaps: published game RTP values. Checked Oct 24, 2026Rainbet help centre: First Deposit Promotion ↗Rainbet help centre: Return to Player - RTP ↗	Documented The public Stake Engine catalogue lists game, RTP and event-count records for each mode. RTP Ledger has no permanent archived copy of the catalogue. RTP Ledger does not infer account-specific availability from the catalogue. Checked Aug 1, 2026Stake Engine catalogue ↗
15Fairness and verification	Partial evidence The provably fair page states that Rainbet Originals use a client seed, a hashed server seed and a nonce. The player can edit the client seed. The server seed shows in plain form after the player rotates the seed pair. The help article states that third-party provider games use their own provably fair logic, which Rainbet does not control. RTP Ledger has not reproduced a Rainbet Originals bet with the published method. Independent confirmation of a real result is not established. Coverage gaps: reproduced account-bet verification. Checked Oct 24, 2026Rainbet provably fair page ↗Rainbet help centre: Provably Fair ↗	Partial evidence Stake publishes the algorithm and inputs for supported verifiable bets. Coverage gaps: reproduced account-bet verification. Checked Aug 1, 2026Stake provably-fair implementation ↗
16Account and withdrawal security	Partial evidence The account security article states that an enabled 2FA code is required to log in, process withdrawals, send tips or move funds out of the vault. The same article recommends email verification and regular password changes. Coverage gaps: withdrawal re-verification, recovery and session controls. Checked Oct 24, 2026Rainbet help centre: How to Enhance Your Account Security ↗	Partial evidence The help centre documents 2FA coverage and activation. The help centre documents an extra withdrawal authentication step for supported social logins. Coverage gaps: recovery and session controls. Checked Aug 1, 2026Stake 2FA guide ↗Stake withdrawal OAuth guide ↗
17Support and escalation	Partial evidence The contact page offers live chat and support@rainbet.com. It states an average email response time of 2 hours. The help centre states that live chat is available 24/7. RTP Ledger has not timed a support request on rainbet.com. Response times are not established. Coverage gaps: timestamped support-response test. Checked Oct 24, 2026Rainbet contact page ↗Rainbet help centre: How to Enhance Your Account Security ↗	Partial evidence The terms publish the channels and stated availability, not observed response quality. Coverage gaps: timestamped support-response test. Checked Aug 1, 2026Stake terms ↗
18Product and user experience	Not checked Product catalogue, devices and observed usability defects are not checked. No dated source	Not checked Product catalogue, devices and observed usability defects are not checked. No dated source
19VIP and loyalty mechanics	Partial evidence The rewards page lists rakeback, weekly, pre-monthly and monthly rewards. Pre-monthly rewards need the Silver rank. Rank progress starts at Bronze I after $4,000 wagered. The VIP article offers a dedicated host after a lifetime wager of $2,500,000. The bonus terms article divides rewards by 3 while a bonus rollover is active. No checked page states the reward rates. Coverage gaps: effective VIP value and expiry. Checked Oct 24, 2026Rainbet rewards page ↗Rainbet help centre: VIP Program ↗Rainbet help centre: Deposit Bonus Terms and Conditions ↗	Partial evidence The help centre names recurring promotion and loyalty mechanisms without proving account-specific value. Coverage gaps: effective VIP value and expiry. Checked Aug 1, 2026Stake promotions guide ↗
20Privacy and data rights	Partial evidence The privacy policy, last updated 12 June 2026, lists the data collected. The list includes name, email, phone, address, date of birth, bank details, ID documents for wire transfers and usage data. It allows sharing with service providers and disclosure where the law requires it. The policy names no data controller company and states no retention period or deletion route. Coverage gaps: data deletion and account closure, category-level retention schedule. Checked Oct 24, 2026Rainbet privacy policy ↗	Partial evidence The policy covers the main data lifecycle but does not publish a fixed duration for every category. The help centre distinguishes account closure from complete deletion. Coverage gaps: category-level retention schedule. Checked Aug 1, 2026Stake privacy policy ↗Stake account deletion guide ↗

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Rainbet

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Referral codevip300

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Stake

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Referral codeSAVE5

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How the casino comparison works

On 2026-10-24, Rainbet has 15 areas with source support. Stake has 16. These totals measure current RTP Ledger research coverage. They do not measure casino safety or service quality.

A source link supports only the scope stated in its cell. Published rules are not an RTP Ledger account test. An area without a dated source remains unresearched.

Current cashout test status, taken from each review:

Rainbet: partial evidence; 0 dated sources; no dated check.
Stake: partial evidence; 0 dated sources; no dated check.

The comparison does not infer a completed account test from operator terms or from another review area.

For an asset and network view, use the money hub. For the full rules, read the casino review methodology.

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